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Your Privacy is Important to Us

David Cummings Insurance Services Ltd. (DCIS) recognizes and respects every individual's right to privacy. When you apply for coverage we establish a confidential file of personal information. We use the information to administer the individual benefit plan under which you are covered in conjunction with the Plan and Claims Administrator, and the Insurer. For DCIS this includes the tasks of:

  • Determining your eligibility for coverage under the plan
  • Enroling you for coverage
  • When insurance is arranged by a third party, such as an HR manager of a company or school administrator DCIS communicate with that third party when required to confirm an applicant's eligibility for coverage, to confirm successful enrolment for coverage, and/or to service a claim.

We limit access to information in your file to David Cummings Insurance Services staff or persons authorized by David Cummings Insurance Services who require it to perform their duties, to persons to whom you have granted access, and to persons authorized by law.

This privacy statement is a complement to the privacy guidelines written into the policy contracts of the insurers we work with.